Wooden dock walkway lined with floating homes and flower planters

Seattle Houseboats and Floating Homes for Sale

Supply is small and fixed. Here is how to find what fits and what to check before you offer.

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There are about 507 floating homes on 70 docks and about 250 residential houseboats in Seattle. Lake Life Seattle estimates roughly 3 to 4% of floating homes sell each year, and no new ones are being added. Inventory is limited, so arrange your financing and insurance before the right home is listed. Source: Floating Homes Association: Locations Source: Lake Life Seattle: Floating Home Buying Guide (2026)

Ask me what's for sale right now

Some homes sell without a public listing. Tell me what you are looking for, and I will send the homes that fit.

What to check before you make an offer

On the water, the home is only half the decision. The float, the moorage terms, the dues and the loan all need to be in order before you write an offer.

What the listing type tells you

A floating home on a co-op or condo dock and a houseboat (FOWR) in a leased marina slip are very different purchases. The type sets which lenders will talk to you, what insurers ask for and how secure your moorage is. Read the plaque and the moorage documents first.

See the full breakdown in Houseboat vs Floating Home.

Price ranges by year

Lake Life Seattle reports floating home prices from about $500k to about $6M. Source: Lake Life Seattle: Floating Home Buying Guide (2026)

Selling a floating home or houseboat?

Your buyer will need a special loan, a dive inspection or marine survey, and dock or marina approval. Prepare your documents early: dues history, dock rules, City number and recent inspections. That keeps the sale on schedule. Tell me about your home, and I will walk you through the process.

FAQ

Sources

  1. Floating Homes Association: Locations
  2. Lake Life Seattle: Floating Home Buying Guide (2026)
  3. SDCI Tip 229
  4. Banner Bank: Floating Home Loans
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  • The four legal types, clearly explained
  • What moorage and dues cost, and how insurance is priced
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